Howard S. Dvorkin is a serial entrepreneur, author, and personal finance expert with a successful track record in consumer finance, technology, media, and real estate. As the founder of several startups—including Consolidated Credit, PowerWallet, Debt.com, Start Fresh Today, and Lifestyle Magazines—his ventures collectively employ over 650 people.
Recognized as a leading debt and credit expert in the U.S., Howard has played a key role in shaping financial legislation and has served as a consultant to industry organizations. His insights have been featured in major media outlets such as The Wall Street Journal, The New York Times, Fox News, and CNN. He has also authored two books: Power Up: Taking Charge of Your Financial Destiny and Credit Hell: How to Dig Out of Debt.
Howard’s achievements include induction into the Junior Achievement Business Hall of Fame, being named Heavy Hitter of the Year by The South Florida Business Journal, and earning nominations for the Ernst & Young Entrepreneur of the Year Award. His philanthropic efforts include leadership roles with the United Way of Broward County, the Better Business Bureau of Southeast Florida, and other prominent organizations.
Howard holds an MBA from the University of Miami and a Bachelor’s in Accounting from American University. He is a Chartered Global Management Accountant (CGMA) and is featured in Marquis Who’s Who in the Finance Industry.